Payments & terminalin person + onlineone-time build
A real terminal on your counter, a secure checkout on your site, and one payments account — in your name, paying out to your bank. We set it up and wire it into your booking or store. We never touch a dollar of it.
Is this for you?
Payments aren’t something you bolt on. A reader that doesn’t know what you just booked is worse than the one you already have — your staff would re-key every amount, and your day wouldn’t add up. So this is honest about who it’s for.
Yes — if
No — if
In that case we’ll build you the site and put your existing booking flow into it, and we’ll say so plainly rather than sell you something that would make your day harder. That’s a shorter invoice for us, and the right answer for you.
Follow the money
Maple & Main Salon · at the chair
Approved — $85.00. Receipt printed, chair free.
Chip, tap and PIN — debit and credit both. Nothing about the card touches your website, or us.
Your payments account
Your bank
The money went straight from your customer to your bank. We never held a dollar of it.
Paper Birch Goods · your store
Secure checkout
Pay $90.00The card form belongs to your payments provider — card numbers never touch your website, or us. That’s the whole point of building it this way.
Paid — $90.00. Order in your inbox.
Your payments account
Your bank
Counter or website — the money lands in the same account, in your name. We never held a dollar of it.
IllustrationMaple & Main Salon and Paper Birch Goods are fictional examples. The payment account is opened in your business’s name — we set it up, you own it, and the money moves between your customer and your bank without passing through us.
What you get
A certified reader that takes tap, chip and PIN — debit and credit both. Not a phone pretending to be a till: a phone can’t take a PIN, and Interac asks for one on bigger sales and on repeat taps. A real terminal never turns a paying customer away.
The amount goes from your booking or your store straight to the reader — nobody re-types it, nothing gets mistyped, and the sale reconciles itself. Online, the card form belongs to your payments provider, so card numbers never touch your website.
The payments account is opened in your business’s name, and payouts land in your bank on your schedule. Counter or website, it’s the same account and the same payout. If you ever leave us, your payments keep working.
Works with Interac debit · Visa · Mastercard · Amex · Apple Pay & Google Pay · your booking system · your online store · your bank account
Who it’s for Any business that takes payment in person — and any store that takes it online.
Your data, plainly
What it costs
Fixed price, quoted in writing before we build.
See all published pricingWhat moves the price
What you pay, and when
You will never be talked into a website you don’t like.
By business type
FAQ
No. The payments account is opened in your business’s name, and payouts go from your payments provider straight to your bank. We build the software that talks to it — we have no access to your funds and we take no percentage of them. If you stopped working with us tomorrow, your payments would keep running.
Honestly: not in Canada, not on its own. A phone can accept a tap, but it has no keypad — so it cannot take a PIN. Interac asks for a PIN on higher-value sales, on repeat taps, and on some cards every single time. A phone-only setup would eventually mean turning a paying customer away at the till. We’ll set up phone tapping as a handy extra, but the terminal is the thing you actually run on.
Your payments provider charges a fee per sale, and it varies with the card and the business — so we won’t quote you a single number here. What we will do is show you the real rate before you sign anything. One thing worth knowing: most small businesses now qualify for a lower, government-set rate on credit cards, and not every provider actually passes it on. We’ll check whether yours does. We add nothing on top either way — we’re not paid on your payments.
If you’re happy with it and you’re staying on the booking system it came with — keep it. We’ll build around it and we’ll say so plainly rather than sell you something you don’t need. If you’re moving your booking or store over to us, you’ll usually need a reader that talks to the new system, because terminals are tied to the provider that issued them. It’s a small one-time cost and we’ll show it in the quote.
Your payments provider — and we choose ones that actually answer. They own the account, the money and the hardware, including replacing a reader that fails, so they’re the only people who can fix it quickly. We support the part we built: the website, the booking system, and the connection between them and your terminal. We’ll tell you exactly who to call for what before you go live, in writing.
You’ll see your site three ways before we build anything — different looks, all using your real content. They land within 10 business days of your deposit, and if we miss that date, every dollar comes back. You pick the one that fits, and that’s what we build. If none of them do, we’ll take your feedback and try once more. If it still isn’t right, you’ve paid the $500 to start and you owe us nothing further — no site you’re stuck with, no argument. You will never be talked into a website you don’t like.
15 minutes to scope · one fixed quote · replies within 1 business day